I agree. It is awful to lose your child but to be finacially responsible and risk proverty is more than we Cutie's can allow to happen to one of our own.
Thanks for posting, so sorry for your loss, as well.
I was almost 13 when my father died and had to work summer jobs to help out, and my Mom passed in 2001-both without life insurance. I lost my savings, checking and many personal items I had to sell so I know exactly what she is going through, that's why I had to post. It will take years to recover from the fact, fortunately she now has help.