Ideas please

I use paypal and once in a while transfer funds from my bank acct to my paypal acct. That way I don't need a charge card. I have done this for a couple years now with no problems. *4U ><>

I use a Visa debit card that I purchase at my bank. They work just like a credit card you only have a certain amount on them and not a large limit. ( Like you I have had a problem ,with idenity theft and am afraid to use a credit card ) A flower for you Good Luck

3 comments

by minnieb 08 May 2008

I can't win when My mother died someone got into her stuff and stole my birth cert and used that .they rocked up $60,000 in mine and my brothers name .I was saved by a motel manager that said the girl was short and blonde I am tall and dark . I don't give my birth date out to anyone now ,its hard when friends want to do birthday wishes

by nglover1 08 May 2008

I understand , A birthdate, SS# is all they need to take your idenity. ( the Debit Card is the answer for me. )

by nglover1 08 May 2008

Oh yes , Just wanted you to know that the Debit Visa Card that I am talking about is not attached to your checking acct. It is really like a Gift card but when you activate it they set it up for internet use. ( Works well I just bought a new machine with a Visa Debit card ) ( had to buy several ) .

Minnie, I have an ANZ Debit Card. This is also a Visa card combined, which I linked to Pay Pal. I only put a set amount into this account to use. Also, most of the Credit Unions have Debit/Visa account - but some do require you to put regular wages into them, which means you have too much money in them. +*4U

minni, it looks like you have some great answers - so I will give you a *

Minnieb, where do you get most of your designs from? You can get a visa debit card, which you can deposit a specific amount into then use on the internet, but as it is not an actual credit card, it cannot be used if there is no money in it,or something like that. It is really an ATM savings card but has the ability to be used like visa. does this make sense? IF you want to open one, you can use it soley for the internet and keep track of your purchases like that.

1 comment

by minnieb 07 May 2008

I think I will look into the debit card it sounds good
thanks

Get yourself a Debit Visa card, these work only on the amount of money you have in the account, so you only spend what's there. It is the only way I will purchase over the internet. Example the card has $50.00 so you can only spend $50.00. Get one, I love it.

1 comment

by minnieb 07 May 2008

that sounds a good idea will look into it

I use my DISCOVER card all the time online, because you can use their "create a secure account number"; which means it's a one-time number for that merchant and IT'S NOT YOUR card number.

2 comments

by minnieb 07 May 2008

whats a Discover card where do I find it

by coco128 07 May 2008

Discovercard.com - it's a credit card and they even give you 1% rebate on accumulative purchases. It's the card I use the most, so I do pretty good with the rebate bonuses - it's cash in my pocket.

The best way to buy on the internet is via Paypal, it is secure and free to enroll. Never use a debit card. Flower and XoXo

1 comment

by minnieb 07 May 2008

I love paypal but some don't take it

Oh no! That's terrible... I had someone take my charge card and had a field day at Nordstroms... I was blessed in that I didn't have to pay for any of it. I always use Paypal or a credit card... do you guys down under have debit cards attached to your checking accounts? That may be an alternative???