?If you use paypal, is it free or do you have to pay or just if it's a business?

I use to love paypal but, after many, many years of using it through my credit card I was told by them I had reached my limit. I then had to let them withdraw directly from my bank account or use their credit card.. My credit card continues to be used but, not through paypal. I don't understand their policy but it still stands with them and, their is no way to change it.. My credit card has always been paid off at the end of the month so no one really makes any money on it.

1 comment

by blueeyedblonde 20 Feb 2013

maybe with your card is the best way.

I have never been charged by paypal and then last week I got a spoof paypal e-mail wanting me to click on a link when I did I got transferred to a foreign web site so be very careful that your paypal e-mails have your name on them, very important. When I looked my spoof one said recipients not my name. Someone was trying to extract a large amount of dollars from my uk account. So I stopped the direct debit from my bank and now will just pay within my limit.

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by blueeyedblonde 20 Feb 2013

thanks for the heads up!

I prefer Paypal and pay with them if that option is available. I like the idea that not everyone that I purchase from has my credit card information. I was never charged anything.

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by blueeyedblonde 20 Feb 2013

thanks

Paypal is wonderful for the buyer! There is never any charge, and if you should ever have a problem with a purchase, they stand behind the transaction. I use paypal for tons of my purchases!

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by jerrib 12 Feb 2013

You may be charge from here on. I was charged $1.00 for a purchase yesterday. Check you receipt if you order. Mine said Paypal professional service.

by blueeyedblonde 20 Feb 2013

thanks

I used paypal just a few days ago and there was NO charge. I just looked on their site and it says there is a $l fee if you use your atm card to pay. I have my credit card # listed with them and there has never been a problem. I was out of state last yr and wanted to get a machine I saw on ebay for $1500 and I charged it to paypal and they handled it fine.

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by jerrib 12 Feb 2013

As I have mentioned, I was charge the $1.00 for an on line purchase. I don't know what you mean by an ATM card. I have my mastercard set up with them.

by blueeyedblonde 20 Feb 2013

thanks

Thanks for all your comments - I've been thinking of giving it a try.

This is the only way I will buy on the internet. Just sign up. It is safe & secure.
Hugs, Nadyne

I just purchased some needles at Allstitch and see on my account that Paypal has charge $1.00 for professional services. So its no longer a free service. i think its worth the money as they as Bev said "Go to Bat for you" I just wanted to let you all know as this is the first time I have been charged.
Hugs Jerri

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by awesome1 12 Feb 2013

jerrib--I purchased on-line yesterday & used paypal. No additional charges for me. Does it matter how they collect? My acct is connected directly to a bank acct. I know if you are selling something privately, you must pay a % fee back to Paypal, but it's worth it to securely collect your monies.

by mooie24 12 Feb 2013

PAYPAL does not charge the buyer/sender except for :-
if you make your payment a gift they reverse the charge,
however they make it clear that you except the charge, also if the seller marks the goods as professional the charge can be reversed..
here in the UK paypal charges 3.4% +20p per transaction, so if you sell for say £10.00 paypal take 0.54p leaving you with £9.46, but you have seller/buyer protection and paypal are very hot on this.
Also transactions are immediate with th excpetion of the eqcheqe which takes aorund 5-7 business days for clearance.
big hugs from London
Maria xx

by jerrib 12 Feb 2013

I made two purchases using Paypal. One was for supplies at Allstitch and the other was for a design, so not sure which one I was charge the $1.00 for, but this is the first time I have been charge.

by blueeyedblonde 20 Feb 2013

thanks - will keep and eye and let you know what happens.

I'm also a pay pal user. They will go to bat for you if you ever get scammed or have a transaction go bad.

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by blueeyedblonde 20 Feb 2013

thanks

I only buy my embroidery designs with paypal. I think they are great.

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by blueeyedblonde 20 Feb 2013

thanks

I only use pay pal and have for 4 years its free and a great place to do business lol they even phoned me when i had a big charge to be sure it was me lol and it was hugs carolyn

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by blueeyedblonde 20 Feb 2013

thanks

To the payer it is free. To the Payee there is a charge.

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by jerrib 12 Feb 2013

Not anymore Jerrilyn, I was charge $1.00 today for professional services. Still a better way to buy.

by blueeyedblonde 20 Feb 2013

thanks - will see what happens

I use them all the time and have never been charged..so i think the other end must take care of it..

2 comments

by jerrib 12 Feb 2013

You may be from here on. I was charged for the first time today.

by blueeyedblonde 20 Feb 2013

thanks