I had one like this a while back. It didn't have my username in the letter so I sent it straight to spam.
Must be the time of the year!! We've gotten 2 saying our loan was approved & call with the acct number (we've never applied for a loan except our house) and then a call from the IRS saying we were in danger of being sued, to call.....that is also a scam. Ours were on the phone.