cut back big time here had to my goodness

Not me I didn't spend much anyway *

I didn't spend much to begin with either, but I got laid off in Sept. I have applied for 3 jobs but I am evidently the wrong sex and too old. So we have cut back even more. Oh well.

Well, DH and I both have always tried to be careful with how we spend - mostly save for what we want and then buy. Now it's not spreading as far as we hope but that's the way it goes!

Oh my goodness... not only have a cut back, but when I logged into my 401K, I about had a heart attack.

The economy really hasn't affected me all that much. On a school bus salary there is never enough money. I don't get in my car and drive around as much. I make a list of what I need and where it is and then do all my errands one day a week, sometimes once every 2 weeks. What has affected me is embroidering lol now I have to try and come up w/ $$$ for that!

As a farmwife we have always lived with a tight belt. My kids never seemed to complain. We have drawn it tighter yet, don't know how much more we can go. It is definitely a year that some of us would love to leave behind. I just keep praying and someday....

I am new to embroidery but have been brought up to be frugal with my money anyway I have always been a bargain shopper I am teaching others how to now I have always told them but others never listened now they are asking, figures it takes the economy for people to spend wisely.

That and retirement income. Had to pass up a great deal on a Fabric Mover with stitch regulator.

Well, 1 gallon of name brand milk costs about $5 and store brand costs about $3.5. I don't drink milk but my hubby does. Therefore, I told him we can't afford name brand milk. I also traded in my GMC Envoy and brought Toyota Corolla. Gas cuts down from $450 to about $120. On top of that, I eat at work and try not to go out eat. About cutting hair, my mom has to cut all of our hair that includes me, my son and my husband. I usually dropped my son off to school every morning. Now, I asked my neighbour across the street to drop him off together with their daughters to save gas. I also come to work to take shower at work to save water and utility. That is just a few that I can share.

I have always been a bargain shopper and watched my money.Now we gotta really cut way back with the price of groceries and gas being so high.

My husband had to retire early without any financial incentives. Talk about a bad year to retire...ugh!!!!
I pray that my job holds up!

My dad would say look after your pennies and your pounds will look after themself,

Watching pennies/cents here. Have even started my own vegie garden . Will most likely starve if we rely on it producing though . Lucky i had been buying up on fabrics when on a good sale. :)

One of the children I was babysitting has intered preschool. so I well be cutting back. My babysitting is what pays for food and my embro. designs and sewing fabics,threads,my trips to JoAnns and Hobby Lobby. I am making christmas toys for the grandkids. and for the small gifts that I give to my Mom and my sons-in-laws. and my daughters in-laws. and my sister and her family and my best friend. We are not buying chirstmas gifts for our four older kids. but saving our money to spend on the six grandkids. Our son and daughters families are having a hard time too. It was their decison not to buy for the older kids this year. Cuase they do not have money to buy for us. My Christmas tree has always been full of gifts over the years, but not this year. It makes me sad. But on the other hand. Gifts are not what Christmas is all about. is it.
But as of now all our bills are being paid on time. but no money by the end of the week. Our eating out is going to Wendy's to get the $1.00 hamberger and side salad. and bring it home and drinking water. and that's once a week.If we have the $4.00 to even to do that.
My enternet is the one thing I may have to give up. I pray it does not come to that.
I don't know what I would do without all of you. and I just paid for other six months on cuties , just a day before I know about Dalton was leaving me. One thing about being broke, most of the country is in the same boat with me.
Brenda Lea

I have enough fabric to last five life times....I feel great saying you have to use something you have....not buy more. I must admit I did buy a few dollars of fabric at Jo Ann's and some crystals over the weekend...but I couldn't help it....I bought that little broom with crystals design that one of you cuties made look soon cute!!!! :-)