Gerry.....if for a girl, they have those art deco type mermaids on Sick that might be nice ( a guy might like it too...LOL)

I have a couple on my site.
For a boy there is a Silhouette Surfer and a Scuba Kid, and for a girl, a Mermaid.And for either there is a duck float(Toys 003).

http://softdrink.synthasite.com/otherdesigns.php

thank you, and yes it's for a girl!

I know this isn't answering your question, but I always put the child's name or initials on the towel, along with a cute design (maybe of a fish or sealife) since the towels often get misplaced at the pool or swim club.

I did little face towels for a grand daughter's pool party using a "water like font" & just put "Pool Party" and the date. The font was cute. I'll see if I can find it again & if I marked where I got it!!

I put Raeleigh's name on her bag I fixed her last year and added some flip flops. The bag was peach and I used varigated matching thread for her name and then added the sandals in matching colors. It started out to be a beach bag but changed my mind about Beach items only because I figured she would go to the pool alot more. She also uses it to take her things back and to when she visits her Dad on the week-ends. Rae-Rae is my 6 yr old great granddaughter. She is 100% Girly-Girl! She is our little Diva, 6 going on 13! Her Mom is very lucky! Rae-Rae has the personality of an angel 99% of the time. When she comes home on the week-ends, she now wants to stay with her Daddy. He is engaged to a very nice lady that has a daughter that is only 1 1/2 and the girls love each other. The step-mom to be, takes up alot of time with the girls and has gotten Rae-Rae interested in all kinds of crafts! She even got a child's Singer Sewing Machine for Christmas this past Christmas. She is so grown-up and listens to what you say and I would not even be sfraid to start her on an embroidery machine.

http://borduren.manjanelen.nl/11.htm
http://hands-and-heart.net78.net/forbaby.html
http://hands-and-heart.net78.net/forbaby.html

http://www.adorableapplique.com/tag/animals <br />http://www.adorableapplique.com/tag/aquqrius<br />http://www.adorableapplique.com/716/<br />
http://www.adorableapplique.com/
There are several animals with water as you page down on this site. These have to do with applique. The second on is a boy with a life preserver. The last link is on how to do applique. I know she has others on her site. Good luck.

I believe there were some emobssed designs on cute this last summer and one had the word "SWIM" emossed. I put it on a towel for my daughter who does open water swims.
Sorry I don't know how to find it. Maybe the cutie who designed it would repost it. Thanks

thank you for your suggestions!!*4uall

Can't wait to see what you end up stitching!!!*

It is easier to recover your towel with a name or initials. Try to find out what the little one likes or is interested in and her favorite color.

I see you have a lot of suggestions. My only comment would be ... if this is for someone who goes to public places, I do NOT like to put their entire FIRST name on it ... maybe an initial. I hate to be overly concerned, but I get nervous with strangers knowing my children's REAL first name. What about a nick-name or something like that?