Sewmom I have been doing my banking over the internet for over 4 years, since my bank is 150 miles away. I keep my eye on the account almost daily to make sure no unauthorized transactions show up. The problem is that banks can get hacked into as well. My sister in law never has done any on line banking but has beginning stages of alzheimers and someone somehow got all the info and tried to take $ 8000,00 out of their account.

This last week my credit card information was hacked from a bank and there are about 15 purchases that were made within an hour, totaling over $500.00. Now there is a company working on getting these costs removed so I don't need to pay. Two of the purchases (all downloads) were for anti virus software!
Best is advice is to watch the account on a regular basis and as soon as you see something questionable, call the bank immediately.
Christie in Germany

I use Spybot, plus antivirus software. I keep a close eye on my accounts and run Spybot every week if not more often.

I use antivirus software too. The point is that someone is going to be the first to get a virus BEFORE the antivirus software companies know about it and look for it.
What if I was the first for a new virus and someone took all the money out of my account or got into my company site and took the site down?

There is antivirus software that protects hackers from reading keystrokes, also be vigilant about keeping it up to date. Google anti-virus to see the range of features available....

We don't do banking online. Not that far to the bank, & as long as we can drive, we'll go to the bank to do it! I do know people have been known to hack into bank accounts! But then the bank is responsible to replace our money. As for online virus, I just have to trust my security. Nothing is fool proof...mean that both ways, not completely safe & especially from fools that want my little bit of money or computer info!

I know what you mean about "someone being first" No product is 100% secure. Eset and Bitdefender make some impressive claims that seem to be valid...It does make the internet a bit scary. I don't use my phone for banking ever and I don't "friend" or "like" my bank as that becomes public info fast!
There are a lot of "false positives" in anti-virus software like Kaspersky, Eset, TrendMicro, and Bitdefender as well as Spybot mentioned in another comment -- because they use a kind of predictive test to stop the viruses yet to be found or named. I know it is not much of a consolation, but it does help me sleep.
I use the onscreen keyboard in my anti-virus program to enter sensitive info. I check my bank info frequently. I avoid freebies especially from questionable sites and I avoid clicking on links in emails. I also run a deep scan weekly and a regular scan daily.
I do not recommend Norton, MacAfee, AVG, Avast and some of the others to any of my clients. Many hackers/virus writers are very good at bypassing these products. Some of these products are virus-like themselves but are probably better than nothing.
Good luck and safe surfing!

I only use my desktop computer for banking; NEVER my wireless laptop.